The Development of a Green Banking App for Eco-Conscious Users
How we helped GreenFi (formerly Aspiration) grow from an early-stage idea into a full-featured fintech platform focused on sustainability and social impact.
GreenFi, formerly Aspiration, is a U.S.-based fintech company that offers banking services for users who care about environmental and social impact. The company set a clear goal from the start: to replace traditional banking with ethical and sustainable financial solutions. The target audience includes people who want their financial decisions to reflect their personal values across spending, saving, and investing.
They needed a tech partner to support their long-term product vision and deliver a reliable, user-friendly app. Our collaboration with GreenFi started in 2016 and continues today.
Over the years, the Uptech team has helped develop key product features: from spending and saving accounts to cashback from ethical brands and carbon footprint tracking. We also implemented micro-donations, AI-powered receipt processing, and integrations with services like Veritree for tree planting. Our work turned the early idea into a full-featured platform that matches financial tools with environmental goals.
IOS
Swift
SwiftUI
Android
Kotlin
Coroutines
Compose
Dagger2
Retrofit
Room
Clean Arch
JUnit
Appium
Payments & Banking
Plaid (external account linking)
Stripe (direct funding)
Wallet Integration
Apple Pay push provisioning
AI
Custom AI tool for receipt scanning and data extraction
Security
Multi-factor authentication (MFA)
Encryption
Biometric authentication
Monitoring & Testing
DataDog (real-time performance monitoring)
Unit tests
Screenshot tests
End-to-end tests
GreenFi continues to evolve, with frequent feature updates and UI redesigns. Manual QA no longer meets the team’s speed and quality goals.
Solution
We shifted to a fully automated testing strategy, including unit, screenshot, and end-to-end tests, and made testing an integral part of the development cycle. Our team plans each task with time allocated for writing and updating tests to keep pace with ongoing changes.
Although the product has been in development for years, the team continues to expand its feature set regularly. This requires fast delivery without sacrificing code quality or long-term maintainability.
Solution
We balanced fast delivery with consistent code quality. Our team improved error tracking, maintained technical debt logs, and built a clear delivery process. This includes automated regression checks, manual testing when needed, and careful planning to avoid shortcuts.
GreenFi is one of the few projects that explicitly requires automated end-to-end tests. Each new feature must support this testing layer, which adds complexity.
Solution
We prepared and maintained the codebase to accommodate e2e testing from day one. Our team ensured proper test coverage and continuously refined the setup to prevent release delays.
In fintech, system stability matters even when no crashes occur, silent errors can cause real damage. It was important to detect issues that standard crash reports might miss and to maintain full visibility into system behavior in production.
Solution
We integrated real-time monitoring with DataDog and built custom logs to detect unusual behavior and anomalies in production. This lets us act fast, even before issues become visible to users.
Handling sensitive user data requires a robust and layered approach to authentication and data protection.
Solution
We implemented multi-factor authentication, biometric login, and strong encryption protocols across the app. These security layers protect both data and access at every step of the user flow.
The Uptech team developed the core banking features, including spending and saving accounts, and integrated cashback rewards for purchases at socially responsible brands. This gave users a smooth and reliable way to manage money while supporting ethical businesses.
The software can analyze each transaction to estimate the user’s carbon footprint. GreenFi offers tools to offset emissions through automated donations to reforestation projects. As such, it helps users reduce their environmental impact with minimal effort.
GreenFi rounds up purchases to the nearest dollar and donates the spare change to Veritree — a reforestation platform. The system integrates with Veritree’s API to manage donations and display personalized environmental impact reports inside the app.
We implemented support for Aspiration Plus — a paid membership plan that offers higher savings interest, increased cashback, and exclusive features. Our team ensured smooth onboarding, access control, and feature availability for different user tiers within the app.
The app includes an AI tool that scans receipts and extracts transaction data. Combined with multi-factor authentication, biometric login, and encryption, it ensures fast expense tracking and high-level security for all financial activities.
1M+ downloads
on the App Store and Google Play
130K monthly active users
across platforms
4.8 stars
App Store rating sustained over time
99% crash-free performance
in production
~100%
unit and end-to-end test coverage maintained
Made with ❤️🌳 at Uptech
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